Skip to main content
DigitalCare60
← All states

2025 Data · WA

Senior Care Costs in Washington

Monthly medians for all major care types — and how Washington compares to the national average.

Home Care

$5,910/mo

vs. national median

+29% ($1,334 more)

National: $4,576/mo

Based on 44 hours per week of non-medical in-home care. Skilled home health (nursing, therapy) is often covered by Medicare.

vs. national median

+3% ($150 more)

National: $5,100/mo

Private room in a community with meals, housekeeping, and daily living assistance included.

Memory Care

$6,600/mo

vs. national median

+6% ($400 more)

National: $6,200/mo

Secured memory care unit. Includes dementia-specific programming and lower staff ratios.

vs. national median

+5% ($456 more)

National: $9,034/mo

Semi-private room in a Medicare/Medicaid-certified skilled nursing facility. Post-acute rehab stays are often covered by Medicare (days 1–100).

vs. national median

+38% ($650 more)

National: $1,690/mo

5 days per week. Medicaid waivers may cover this in many states — eligibility varies.

Hospice care in Washington: Covered by Medicare

Medicare Part A covers hospice care fully for eligible individuals. There are no out-of-pocket costs for hospice services in most cases. Medicare coverage details →

How families pay for care in Washington

Medicaid in Washington

Washington Medicaid covers long-term nursing home care and, through HCBS waivers, may also cover assisted living and home care. Eligibility requires meeting asset and income limits. Contact your local Area Agency on Aging for current program availability.

Long-Term Care Insurance

If your parent purchased a policy, benefits typically activate when they need help with 2+ Activities of Daily Living. Review the policy's benefit amount, elimination period, and covered care types.

Veterans' Benefits

VA Aid & Attendance pays up to $2,300/month for qualifying veterans needing help with daily activities. Often overlooked and significantly underutilized.

Private Pay

Most families start paying out of pocket. Home equity (reverse mortgage), retirement accounts, and life insurance conversions are common sources.

Read the complete financing guide →

Find providers in Washington

Search verified providers near you — compare ratings, contact info, and quality data.

Find Care in Washington →